Stock as Collateral More Popular When Seeking Capital, Equities First Holdings Finds

As banks continue to limit access to working capital through loan qualifications, borrowers are becoming more clever in how they get around this hurdle. In seeking ways to boost investments and pursue business interests, some investment firms are noticing a creative trend emerging.

Al Christy, Founder and CEO of Equities First Holdings (EFH) has seen stocks become more attractive to borrowers as collateral when going about securing capital. Through stock-based loans borrowers have found that they have an increased probability for returns and lower risk throughout a transaction than other methods of borrowing.

One of the biggest advantages, Christy has pointed out, is the sharp decline in risk through stock-based loans. This class of loan entitles the borrower to a degree of freedom by allowing them to leave any given stock despite depreciation, allowing them to continue with the loan without maintaining obligation to the lender. This also means that the borrower isn’t beholden to restrictions the lender may wish to impose on the capital, meaning they have no say in how it is eventually spent. Add to that fixed interest rates with a loan-to-value ratio of 50:75 and it’s easy to see why stock-based loans are quickly increasing in popularity.

According to Christy, lenders with predatory practices may have intentionally overlooked these options for their partners in the past, placing a borrower’s collateral into open markets and failing to return stocks at the end of a transaction. But at EFH, stock-based borrowing is an option that’s being explored with more regularity due to its diminished risk and increased reward and more information click here.

About Equities First Holdings:

Since 2002 Equities First Holdings has made sense of the dynamic world of business and investment by operating in disparate markets all over the world. Meeting challenging requests from valued clients in Hong Kong, London, Australia, or any of their offices around the world, Equities First Holdings has managed to generate returns to their clients in excess of $1.4 billion.

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Success of Martin Lustgarten in Investment Banking

Investment banking deals with the division of banking. It is all about creating capital for some entities which can be companies or even the government. They mainly share information and giving advice concerning investment option placement. The banks also take a hand in facilitating merging, reorganization, and acquisition of different entities.


Investment banks in most cases work as affiliates with large banks. They take part in the raising of funds for various corporations, and also they establish the worth of companies and the structures that are best for businesses so as to obtain optimum results.


Nowadays, it is a privilege being an investment banker or financial analyst, and the career is prestigious. But it is notable that commercial banking is not for every person, and apart from class knowledge, there is talent and hard work involved. One must be an observant and has research capabilities. One should also have excellent interpersonal skills so as to be able to curve a niche in the industry.


Martin Lustgarten is well-known in the field of investment banking because of the success he has achieved in his career. He lives in Miami, Florida and he is the founder and Chief Executive Officer of a renowned investment bank firm that is based there. Apart from being well-known in the field, he is one of the biggest investors regarding investment banking in the American history. He has leadership capabilities that have made his company to excel.


The multi-talented entrepreneur has been in the banking industry for years, and that has enabled him to amass a broad range of experience concerning security and equity trade exchange. He is known as among the best investment bankers in the United States. He has an investment company which is among the best investment firms because of his leadership capabilities. The Lustgarten Martin Investment Firm has a record of success and is reputable with existing clientele and it is still attracting more.


Martin has been outstanding because of his ability to communicate effectively, and that is why he has been able to distinguish himself from the crowd. He has a noble way of passing information to clients, and his investment customer serviceability has made him a distinguished leader. He also has a good way of dealing with his employees in a more direct way so that he can impart knowledge on them so that they can improve their performance.

The Role of Investment Banking

Investment banking is a unit of banking associated with generating capital for various companies, governments, and other businesses. Investment banking involves banks underwriting new debts and equity securities for many types of corporations, aiding in securities and mergers. Besides, investment banking includes the acquisition, reorganization and broker trading for public and private institutions. Investment banks offer guidance to advisors on issuing and stock placement.


With many larger investment banks associating with affiliates of larger banking institutions like Morgan Stanley and Bank of America Merrill Lynch, investment banks aid in complex money transactions. The roles of investment banks include offering advice to companies on their worth and how to properly structure a business deal. The information may involve the issuing of securities to firms as a way of raising capital for clients and generating structured documentation for the Commission of Securities Exchange before the publication of a company.


Investment bankers assist corporations, other institutions, and governments to manage and plan for larger projects. Besides, investment banks manage client’s risky projects while saving customers time and capital by identifying risks linked to the projects. Investment banking involves a team of professionals in their expertise with the capability of predicting the future of current market trends. Investment bankers are capable of tailoring their recommendations to the current ways of economic affairs.


When a company wants to issue stocks or bonds, investment banks connect the company to the investors. The investment bank offers the correct pricing for financial elements and regulatory requirements for revenue maximization. Additionally, when a firm holds its first initial public offering (IPO), it is the role of an investment bank to buy all the shares of the company directly. The investment bank will, therefore, sell the shares of the company to the market.


About Martin Lustgarten

Martin is the chief executive officer of Lustgarten, an investment firm. He was born on July 9, 1959. Martin is a Venezuelan and a huge believer of investments. Martin is a role model for investors. He dedicates himself to offering economic stability to the community and helping people invest in their future by practicing safe moves.