Equities First Holdings; Leading the Way in Providing Stock-Based Financing

Equities First Holdings (EFH) is a limited liability company that provides financing solutions to both businesses and high net worth individuals. Equities First Holdings is founded in 2002, the company has its headquarters in Indiana and has a global presence with offices in New York, the United Kingdom, Asia and Australia.

Equities First specialize in providing non-purpose loans. This is a type of financing that uses securities portfolios as collateral. Through evaluating risks as well as projecting the performance of stocks and bonds, EFH is then able to make lending decisions.

This enables the company efficiently allow their investors to access funds without having to dispose of their investments. Further, the loans are offered at fixed interest rates that are lower than current market rates.

In the present economic climate, banks and various other lending institutions have made their lending criteria more restrictive. The banks have recently raised their interest rates and made their loan qualification requirements more prohibitive.

For those seeking quick liquidity or may not qualify for the more conventional financing options, non-purpose credit solutions are quickly becoming a more attractive substitute. Using this approach, EFH has been able to complete about seven hundred transactions to date, all the while ensuring its clients achieve their personal and professional goals.

Fluctuations in the market are unavoidable during a typical loan lifespan; this often leads to uncertainty, as interest rates are prone to adjustments through these highs and lows. However, with equities-based financing, this ambiguity is resolved.

A standard non-recourse aspect of such loans lets a borrower abandon the loan if the value of the equity drops while allowing them to keep the initial profits with added responsibility to the lender.

Non-purpose loans have been overlooked as a viable financing option for a long time, despite its advantages. As with all forms of monetary exchange, there are certain hazards involved. However, Equities First Holdings has built a reputation for transparency and integrity, leaning on legal and statutory regulations to guide its business practices.

A Look at the Many Functions Investment Banks Have in Our Economy

First of, lets start with explaining what an investment bank is with a very basic and general definition. An investment bank is a bank that is primarily concerned about investing money in order to make a return on the investment later on. We can also define money here as capital and the return on the money as a profit.

Now that we know what an investment bank is, we can describe how they go about towards meeting their goals. That goal is making a profit through investments. Another way of thinking about an investment bank is as a large investor institution. It is not a private investor, but an investing institution.

An investment bank will often buy shares in a company that it deems has a potential for growth and expansion. Sometimes the bank will buy enough shares so that is has a controlling or managing stake in that company. Investment banks will buy shares in a firm for two primary reasons. The first is to later sell those shares, once the company has increased in value for a profit. The shares can either be sold to another private investor or if it is a publicly traded company, on the stock market.

The second reason has to do with seeing big potential and returns from a company with an ownership stake. An investment bank may choose to keep it shares or stake in a firm if the dividends are high or it sees the company as particularly valuable as part of its assets. Investment banks also act as valuation experts, who can determine what the price of a certain company’s stock would be on the market. Many new startups hire investment banks for this exact purpose. The bank will of course charge a service for the valuation.

Investment Banker Martin Lustgarten Has The Experience And Knowledge To Invest Overseas

Martin Lustgarten is a Florida based investment banker who has founded the investment bank Lustgarten Martin. He lives and operates his firm from Ponte Vedra Beach, a suburb of Jacksonville, Florida. Mr. Lustgarten is married, has kids and enjoys spending time at the beach with his family.

The unique qualification of Martin Lustgarten include speaking three different languages fluently. They include German, English and Spanish. Martin has also lived abroad in Latin America for a significant period of time, in which he conducted numerous business dealings. He has an eye for overseas investments and has the deep insight and cultural understanding to make smart investments.

Martin Lustgarten Offers Transformative Investment Banking Solutions

Martin Lustgarten is an established investment banker who has assisted several entrepreneurs to raise funds for their business ventures. He offers a broad range of services to individuals, entrepreneurs, corporations, and multinational organizations around the globe. Martin founded his Martin Lustgarten Firm through which he provides top class services in investment advisory. The company is located in Florida, and Lustgarten acts as the CEO and operations manager.

Martin has an excellent reputation in the investment banking industry due to his eye for details and world-class customer service he offers his clients. He is also active in social media platforms and endeavors in collecting vintage products.

The Essentials of Investment Banking

Investment Banks’ core business is to provide advisory services and funding to corporate clients and individuals. The banks may also carry out trading activities on behalf of their customers. Boutique financial firms purely carry out investment banking and focus on deals within the mid-markets.

Investment Banks Ownership

Several established investment banks are usually publicly traded. A community of shareholders, therefore, owns the banks. However, the majority shareholders are the ones with decision-making powers on the running of the banks. These are individuals with high net-worth values, government agencies, institutional investors, and bank directors. There are also privately held investment banks serving particular clientele within the industry.

Services Offered By Investment Banks

Apart from advisory services and funding, investment banks are involved in several services like facilitation of business mergers and acquisitions, brokerage services, and underwriting. The banks play a critical role in the field of investment and mostly act and transact businesses for clients from the private and public sectors. Some of these firms will offer professional advice to their clients in various sectors of the investment market.

Investment banks function within two ends of business: the buying side and the selling side. Some firms will offer both categories, but others may choose to specialize in one area of operation. The sell side involves selling new bonds issues and Initial Public Offerings (IPOs). The banks will help clients carry out the transactions and participate in market creation. The buy side, however, deals with purchasing of mutual funds, hedge funds, public investments, and pension funds. The firm will mainly assist clients to maximize their returns on such investments.